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Planning to Buy Health Insurance - Here is the Checklist to Follow
Amount- It's important to be aware of the medical expenses in your city, the cost of hospitalization, medical treatments etc. Your health policy should be able to cover for all these expenses.
Cashless health cover- At the time of medical emergencies, cashless medical cover helps to get treatment started while you can arrange finances at your own convenience. It's important to have a policy that will allow you to have a cashless health cover.
Age- Some policies expire early. Ensure you buy a policy that covers you way till your old age but allows you lifetime renewability.
Network of hospitals- It is very important that the network of hospitals the insurance company has tie ups with is vast and also near your place. Otherwise getting a cashless treatment would be difficult.
Company- Ensure the company you are buying the policy from has a good name in the market and is reliable.
Waiting period- Select a company that has the least waiting period so that you have access to benefits of the policy as soon as possible. Ensure the policy provider does not have too many diseases excluded from their policy.
HDFC LIFE offers a range of health insurance policies to take care of your health needs.
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Francis Rodrigues
Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.
Written By:
HDFC Life
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance solutions - protection, pension, savings, investment, annuity and health.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: Buyonline@hdfclife.in, Tel No: 1800-266-9777 (10 am to 7 pm). The name/letters “HDFC” in the name/logo of the company belongs to Housing Development Finance Corporation Limited (“HDFC Limited”) and is used by HDFC Life under an agreement entered into with HDFC Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRAUDULENT OFFERS
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