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Fact Check - 4 Reasons why ULIP Plans Should be Included in Your Portfolio
Meet loves French fries, Jeet prefers baked makhana. Meet thinks his credit card is his BFF (after Jeet, of course), Jeet spends hours convincing his friend to curb his online shopping. Meet loves to flaunt the latest smartphone on the market, Jeet is the one who helps him study the specs and reviews and advises him to space out his purchases.
Meet usually agrees with Jeet's carefully researched suggestions, but 2020 has got to him, as it has to all of us. "It's scary, man," he told Jeet the other day. "I spent a few lakhs on medical expenses for my family, had a 30 per cent pay cut and am not sure my job will last into 2021," he sighed. "I am wary of the stock market, and I am scared of taking up a new job. I worry that I am not adequately insured and that I haven't even started planning for my retirement years," he groaned."I think I shall keep my money in the bank and just stop spending."
"Hey, that's not a very positive way of looking at life," laughed Jeet. "2020 is almost over, global economies are reviving and our own country is showing signs of upturn. In fact, this is the time to scout for good opportunities to upskill yourself, secure yourself for the future and make sure your wealth grows in tandem too!" smiled Jeet. "Do you want to know how I have charted out my growth path for the future with the help of some smart HDFC Life Click 2 Wealth not only offer options that fetch you tax free* retirement incomes, they also offer premium waiver option in case of your death so that your family can continue to meet their life goals without any discomfort.
" said Jeet, as he sat Meet down for a fact check on ULIP plans and why they should in the portfolio of every smart citizen.
# Smart Check 1
Invest in a reviving economy
Industries are back on their feet and consumer demand is growing again. Fuelled by positive trends in elections around the world, the Indian economy is also looking forward to increased investments and higher returns. Newer start-ups are blossoming, and most companies are rolling back furloughs and pay freezes in an attempt to meet the demands of the post pandemic world. This is the right time to believe in a brighter future and invest in plans that will give you smart market linked returns. Plans like Similar Articles
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Francis Rodrigues
Francis Rodrigues has a decade long experience in the insurance sector, and as SVP, E-Commerce and Digital Marketing, HDFC Life, manages the online sales channel, as well as digital and performance marketing. He has had hands-on experience in setting up sales channels and functional teams from scratch over a career spanning 2 decades.
Written By:
HDFC Life
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that enable individuals live a ‘Life of Pride’. For over two decades we have been providing life insurance solutions - protection, pension, savings, investment, annuity and health.
HDFC Life Insurance Company Limited. CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: Buyonline@hdfclife.in, Tel No: 1800-266-9777 (10 am to 7 pm). The name/letters “HDFC” in the name/logo of the company belongs to Housing Development Finance Corporation Limited (“HDFC Limited”) and is used by HDFC Life under an agreement entered into with HDFC Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
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