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Fund Performance

Our investment focus is based on the primary objective of protecting and generating good and consistent annual returns to match the investor's long term objective and return expectations.

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HDFC Life Click 2 Wealth

List of Funds available with this product

Equity Funds
Debts Funds
Hybrid Funds
All Funds

    * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

    * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

    * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

      * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

      * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

      * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

        * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

        * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

        * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

          * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

          * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

          * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

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          Market Review

          Our market experts provide their analysis on the current market scenario to help decode latest market trends. This analysis cover analysis of debt and equity market.

          • Equity and Debt Market mailicon downloadicon
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          Fund Performance Over Benchmark

          This section will help you to understand how our unit-linked funds have performed vis-a-vis industry benchmarks.
          • Group Funds mailicon downloadicon
          • Individual Funds mailicon downloadicon

          Updated as on 31st January 2023

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          Annual Report - Unit Linked Plans

          Market anyalysis & equity market update for HDFC Life’s ULIP policyholders.
          • Annual Report for Policy Holders - Economic Update mailicon downloadicon
          • Individual Funds mailicon downloadicon
          • Group Funds mailicon downloadicon
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          UIN/SAIN wise reconciliation

          Disclosure of Unique Identification Number (UIN) wise reconciliation of Product and Fund information. Disclosure of Account value of each of the product on a daily basis through a specially assigned identification number called SAIN.
          • UIN-Wise Reconciliation mailicon downloadicon
          • SAIN-Wise Reconciliation mailicon downloadicon

          Investment Strategy

          Prasun Gajri

          Chief Investment Officer

          As a life insurance company we manage the funds entrusted to us by our policyholders in a prudent manner to generate good long-term returns. This is a guiding principle for the investment management at HDFC Life which encompasses long term focus, fundamentals driven research, robust processes and prudent risk management. We follow defined policies which lay down the risk return objectives and the asset allocation of various funds.

          We have an experienced team of investment professionals which manages the assets as per the well-defined investment process with appropriate controls and monitoring. We lay emphasis on superior risk adjusted returns over the medium to long term and have defined appropriate benchmarks for our ULIP funds for the same. Risk management is an integral part of our investment process and we have laid down rules for stock and sector limits, concentration risk, credit risk, liquidity risk and other market related risks.

          Overall, we believe that the investment process at HDFC Life is aligned with our policyholder requirements and ensures the safety, stability and the returns on the policyholder funds over the long run.

          Our Strategy Framework

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          Performance

          Superior fund performance is measured as the out-performance of the fund returns over their respective benchmark indices' returns. All our investment funds aim to consistently out-perform the benchmark indices' returns.
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          Investment Horizon

          These objectives are measured over the medium to long term investment horizons in order to ensure that the investment process is not swayed by short term market volatility.
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          Risk Management

          Risk exposures in the portfolios are controlled through setting of internal limits on the amount of risk that each portfolio can assume. Deviations in risk positions are monitored regularly and are corrected quickly.
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          Robust Research Process

          A robust research process forms the bedrock of investment management and helps the investment team manage the funds based on strong fundamental factors that helps in delivering consistent out-performance.
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          Multiple Fund Options

          The company's products offer a variety of fund options that can cater to each individual investment needs.

          All you need to know

          Get answers to all your queries without breaking a sweat

          1
          How can I avail of the Fund Switch facility?

          You may avail of this facility by submitting the Fund Switch Request Form duly signed at any HDFC Life branch. You can also execute fund switch request through My Account under the Transact Online Section. 
          Note: For details on the Fund Switch charges, please refer to your Policy documents. 
          Fund switch requests are acceptable subject to cut off rules followed by HDFC Life in accordance with IRDAI. 
          The current cut off timing for accepting requests to be processed with same day NAV is 3pm as per Indian Standard Time. Requests received after cut off times or non business day will be deemed received as of the next business day.

          2
          How can I avail of the Premium Redirection facility?

          You may avail of this facility by submitting a Premium Redirection Request Form duly signed at any HDFC Life branch. You can also execute premium redirection request through My Account under Transact Online Section. 
          Note: For details on the Premium Redirection charges, please refer to your Policy documents. 

          1. Premium Redirection requests are acceptable subject to cut off rules followed by HDFC Life in accordance with IRDAI.
          2. The current cut off timing for accepting requests to be processed with same day NAV is 3pm as per Indian Standard Time. Requests received after cut off times or non business day will be deemed received as of the next business day.

          3
          How do I check NAV on a daily basis?

          NAV is the value of each unit of the fund on a given day. The NAV of each fund is displayed on the website under the Unit Prices Section. You may also view the same under the Fund Details Section of My Account. You can also know your NAV by registering for SMS on the Move service by sending SMS as "REG [space] [policy number]" and send it to 5676727 (charges applicable as per the network provider)

          4
          How do I check my policy fund value?

          You can check your policy fund value under Policy Summary Section of My Account.To register for My Account, click on https://cp.hdfclife.com. You may also register for the SMS on the Move facility, where you can check the policy Fund Value via SMS. You can register for this service by typing "REG [space] [policy number]" and send it to 5676727 (charges applicable as per the network provider). To keep you updated of the performance of your policy fund, in case of our unit-linked plans, an Annual Unit Statement is also sent to your mailing address.

          * Data as of 31st January 2023. Past Performance is not indicative of future performance of the fund.

          INT/EU/09/22/29257