List of acceptable documents
List of valid KYC documents for individuals
| Sr. No | Documents | Identity Proofs | Address Proofs |
| 1 | Passport | Y | Y |
| 2 | Voter’s Identity Card issued by Election Commission of India | Y | Y |
| 3 | Permanent Driving License | Y | Y |
| 4 | Aadhaar Card | Y | Y |
| 5 | Central KYC Identifier (can be accepted, if the downloaded documents are from the list of Officially Valid Documents (OVD) reflecting across Sr. No. 1 to 4 and there is no change in the address basis the document downloaded from Centralized KYC Registry (CKYCR) database as mentioned on the proposal form) | Y | Y |
Additionally, for NRI customers, the following documents are also acceptable as address proof
| Sl.No | Document | Identity Proof | Address proofs |
| 1 | Utility Bill# (not more than 2 months old) | N | Y |
| 2 | Valid Lease Agreement | N | Y |
| 3 | Valid Merchant Marine Contract Letter | N | Y |
| 4 | Employer letter mentioning the address (not more than 2 months old) | N | Y |
| 5 | Bank statement (not more than 6 months old) | N | Y |
| 6 | Document issued by FRRO (Foreigners Regional Registration Office) | N | Y |
#Telephone, Mobile, Gas, Electricity and Water
*The above Deemed to be acceptable documents can be considered as proof of current address, provided that a proof of address document supporting either the permanent or correspondence address is as per the list of acceptable KYC documents.
List of valid KYC documents for legal entities
| Features | Documents |
| Insurance Contracts with companies |
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| Insurance Contracts with partnership firms |
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| Insurance Contracts with trusts & foundations |
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| Insurance Contracts with Hindu Undivided Family (HUF) |
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Any other 'Officially valid document' that shall be notified by the Central Government, in consultation with the Regulator from time to time.
Sr. No | Source of Fund / Proof of Income Document | Resident Indian | NRI | |||||
Salaried | Self Employed / Business | Agriculturist | HRI / PEP | Special Jurisdictions | Salaried | Self Employed / Business | ||
1 | Salary slip / certificate – issued in last 3 months | Y | N | N | Y | Y | Y | N |
2 | ITR / Form 16 / assessment orders / Computation of Income issued in last 3 years | Y | Y | Y | Y | Y | Y | Y |
3 | Bank statement which establishes the Source of Fund / Bank statement (preceding 6 months) – addition of non-cash credits | Y | Y | Y | Y | Y | Y (Indian Bank Statement) | Y (Indian Bank Statement) |
4 | Audited Company accounts issued in last 3 years | N | Y | N | Y | Y | N | Y |
5 | Audited firm accounts issued in last 3 years and Partnership Deed | N | Y | N | Y | Y | N | Y |
6 | Chartered Accountant’s Certificate issued in last 3 years | N | Y | N | Y | Y | N | Y |
7 | Fixed deposits liquidation entries in bank statement/ mutual fund redemption entries in bank statement (to the tune of total premium paid by customer in a Financial Year) | Y | Y | Y | Y | Y | Y | Y |
8 | Rent receipt (issued in last 3 months) with valid agreement | Y | Y | Y | Y | Y | Y | Y |
9 | Mandi receipt / Form J issued in last 1 year / agriculture records | N | N | Y | N | N | N | N |
10 | Indian / Foreign Bank statement having non cash credits (preceding 6 months) Also the translation of the Bank statement is required, if not in English | N | N | N | N | N | Y | Y |
The allowable document list is as below:
- Birth certificate
- PAN card
- Aadhar card
- Driving licence
- Passport
INT/DS/07/23/3011